Max 2025 401k Contribution With Catch Up

Max 2025 401k Contribution With Catch Up. 401k Limits 2025 Chart Bekki Carolin Significant changes include increased catch-up limits for those aged 60 to 63 and mandatory Roth contributions for high earners making more than $145,000. The SECURE 2.0 updates to 401(k) catch-up contributions are straightforward but will require some planning to implement properly.

SECURE 2.0 added an additional catch-up contribution to those 60 to 63 of $3,750 For 401(k) and 403(b) accounts, the 2025 contribution limit is $23,500, with a $7,500 catch-up contribution limit for savers 50 to 59 and 64 and older

401k Limits 2025 Chart Bekki Carolin

2025 catch-up contribution limits: The catch-up contribution limit for 401(k) participants aged 50 and over remains at $7,500 New SECURE 2.0 Super 401(k) Catch-Up Contribution for Ages 60-63. Here are the 2025 limits that are most relevant to 401(k) plans: Annual Additions

401k Contribution Limits 2025 Chart Bevvy. The catch-up contribution limit that generally applies for employees aged 50. For 401(k) and 403(b) accounts, the 2025 contribution limit is $23,500, with a $7,500 catch-up contribution limit for savers 50 to 59 and 64 and older

401k Contribution Limits 2025 Irs Rene Vallie. Employee 401(k) contributions: 2025: $23,500 (up $500 from 2024) The catch-up contribution limit for Plan participants aged 50 or older remains at $7,500 for the 2025 tax year Additionally, updates to the SECURE Act 2.0 allow for a higher catch-up contribution limit for participants aged 60, 61, 62 and 63